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Terms of Service

By using HKIB Lending, you agree to be bound by these terms.

Last updated: April 2026

Please read these Terms of Service carefully before using HKIB Lending. By accessing or using our system, you agree to be bound by these terms.

1

Acceptance of Terms

By using HKIB Lending, you agree to these Terms of Service. If you do not agree, please do not use the system.

2

User Accounts

You are responsible for maintaining the confidentiality of your password. You must notify us immediately of any unauthorized use of your account.

3

Loans and Payments

All loans must be repaid according to the agreed schedule. Late payments may attract penalties as per our policy. We reserve the right to report defaults to relevant authorities.

4

SMS Notifications

You consent to receiving SMS notifications regarding payments, balances, and reminders when using our system.

5

Prohibited Activities

You may not use the system for fraudulent activities, money laundering, or any illegal purpose. Violations will result in immediate account termination.

6

Limitation of Liability

HKIB Lending is not liable for any indirect or consequential damages arising from the use of the system.

7

Governing Law

These terms are governed by the laws of the United Republic of Tanzania.

By using HKIB Lending, you agree to these Terms of Service.

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